Protect Your Business With 
The Right Insurance Cover 

Minimise risk and manage your business without worries with Consolidated Insurance Agencies. 

Contact Us

Does Your Business Have A Safety Net?

Businesses are at risk from many accidents and unwanted scenarios beyond the owner’s control. As a business owner, having the right business insurance cover protects your company in an unexpected event. Sometimes, it can mean the difference between continuing or closing your business.  
 
Don’t risk everything you’ve worked so hard to build. CIA can help you source a tailored business cover and will negotiate on your behalf when claims arise.  

What Is Business Insurance?

Business insurance protects your business, employees, and any associated stakeholders from accidents and disasters. These types of covers typically protect a business’ assets such as buildings, stock, machinery and others.   

With the right cover in place, you can run your business with confidence, knowing that the important parts of your business are protected in an accident or disaster.  

What Does Business Insurance Cover?


Property or building
 damage and repair costs


Business interruption costs following a
natural disaster or accident 


Liability stemming from your business’
product or service 


Theft or repair of stolen assets or property 


General property and asset cover for tools 
and equipment (i.e. laptops, vehicles) 


Stock or product damage  


Machinery breakdown and its repair or
replacement cost 

At CIA, we understand that all businesses carry different risks. Our team is able to tailor a business insurance pack for your business to ensure you’re covered at all fronts.


Statistics To Consider



Business interruption was 
 considered the top risks
 facing Australian
businesses in 2022.



Natural disasters are
costing the Australian
 economy over $38
billion a year. 



The cost of extreme weather 
events is expected to grow
 by 5% each year and reach 
a total of at least
 $35b annually by 2050.



The cost of repairing or 
rebuilding a property is now
 27% higher than it was at the 
start of the COVID-19 pandemic.





Case Study: Why A Retail Cover Makes All The Difference 

Rohan owns a restaurant in Melbourne CBD. One night a water pipe bursts, flooding the building and damaging his food stock. Even worse, the shop must be evacuated and renovated to repair the water damage, leaving Rohan unable to trade for six weeks.  

With Business Insurance 

Rohan’s business insurance covers the cost of the renovations. Additionally, his business interruption insurance ensures he receives a payout to cover the income lost while he’s unable to trade.  

Without Business Insurance  

Rohan must now cover the cost of his repairs and close his shop for 6 weeks. Not only has he lost potential income, he must also use part of his business revenue to cover repair costs. A costly affair from an unexpected event. 

Cost-Effective Business Insurance Without The Stress

With so many business insurances available, it’s important that you choose an insurance cover that’s right for your business. CIA offers sound insurance advice that helps you protect your business with confidence.   

Our tailored approach goes beyond sourcing a cover for your business. We take the time to understand exactly the risks that your business faces and find the right insurance to ensure you’re properly covered. Our team can also help you negotiate a better price for your policy and support you during a claims process, so you can get on with the day-to-day operations without stress.  

Why Choose Consolidated Insurance Agencies?

With a deep understanding of businesses across a range of industries, our brokers can effectively determine your company’s specific risk profile and tailor the right insurance policy - saving you valuable time researching and comparing cover options. 

As part of the Steadfast network, our brokers have the power to negotiate better prices and policy terms for you. You can also gain access to exclusive Steadfast policy terms that offer broader and more comprehensive coverage. No matter your needs, we can ensure your risks are covered by arranging customised policy options. This means better business protection at competitive prices.

Enjoy the backing of Australia’s largest general insurance broker network, which manages more than 3.2 million policies for small to medium businesses. As part of the Steadfast network, CIA gives you access to policies across local and international markets - helping you find the coverage you need.  

Looking For Business Insurance Or Want To Review Your Existing Cover?  

Contact us to discuss your needs  

Contact Us