Insurance Cover For Mobile Plant and Machinery

Safeguard your biggest asset with CIA’s range of insurance options.

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Are Your Plant And Equipment Adequately Protected? 

Whether you’re a small contractor or a large manufacturer, having mobile plant and machinery insurance is crucial to cover your business assets from various risks. Mishaps and unwanted damages to your machinery can happen, often resulting in big financial losses and significant disruption to your business. 

CIA sources tailored insurance covers for your biggest asset, ensuring that you are covered should anything happen to it.  

What Is Mobile Plant And Machinery Insurance?

Mobile plant and equipment insurance is a form of cover that protects various business equipment such as bobcats, cranes, excavators, and other portable tools. For many business owners, it’s a necessary insurance that shields them against potential issues such as theft, damage, and breakdowns to their equipment.

Mobile plant and equipment insurance is typically used in various industries, such as construction, agriculture, and manufacturing, where business is conducted in a plant and equipment is widely used.

There are various types of plant and equipment insurance, all with different terms and coverage. It’s important for you to find the right insurance cover that suits your needs, so that you’re properly protected. 


What Does Mobile Plant And Machinery Insurance Cover?  


Plant damage and
repair costs


Equipment damage and
repair costs


Damage from theft, natural
disasters, and vandalism


Injuries or damages caused by the
machinery to third parties


Temporary equipment rental and replacement costs

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Statistics To Consider 


  50% of businesses that do not have the right cover in place will experience closure in the event of a major loss



35% of construction and
agriculture businesses
have reported theft of
equipment in the last
few years



95.2% of Queensland businesses have some form of business insurance, including coverage for plant and equipment



Critical equipment failure is listed as a major concern by 94% of Fortune 500-size companies





Case Study: Why a mobile plant and machinery 
cover makes all the difference


Scenario

Ryan owns a mid-sized construction company specialising in residential and commercial projects. The company relies heavily on various machinery, including excavators, bulldozers, and cranes, to complete its projects on time and within budget.

One evening, after a long day on-site, a group of thieves broke into his warehouse and stole a brand-new excavator worth $150,000. This equipment was crucial for an ongoing project, which was already behind schedule due to weather delays.

With Mobile Plant And
Machinery Insurance 

Fortunately, Ryan’s insurance included a cover for theft damage. His policy covered the full cost of the stolen excavator, allowing him to purchase a new one without a significant financial burden.

Additionally, his insurance also reimbursed him for the cost of renting new equipment while waiting for the claim to process, allowing him to resume his work and minimize any financial strain.

Without Mobile Plant And
Machinery Insurance  

Ryan must now suffer more delays in his project, much to his customer’s dissatisfaction. He will also suffer financial losses from getting a new excavator or renting one temporarily.




Get Tailored Insurance From A Broker That Puts You First

Many brokers lack an understanding of the mobile plant and heavy machinery industry, which can lead to problems at claim time. At CIA, we’ve built a solid understanding based on years of experience in manufacturing, construction, and agriculture.   

Our qualified team will provide you with professional advice, ensuring there are no gaps in your cover. Backed by a strong brokerage network, our team can also help you negotiate a better price for your policy and support you during a claims process, so you can get on with your business without stress. 


Why Choose Consolidated Insurance Agencies?

With a deep understanding of businesses across a range of industries, our brokers can effectively determine your company’s specific risk profile and tailor the right insurance policy - saving you valuable time researching and comparing cover options.

As part of the Steadfast network, our brokers have the power to negotiate better prices and policy terms for you. You can also gain access to exclusive Steadfast policy terms that offer broader and more comprehensive coverage. No matter your needs, we can ensure your risks are covered by arranging customised policy options. This means better business protection at competitive prices.

Enjoy the backing of Australia’s largest general insurance broker network, which manages more than 3.2 million policies for small to medium businesses. As part of the Steadfast network, CIA gives you access to policies across local and international markets - helping you find the coverage you need.

Have Questions About Our Mobile Plant And Machinery Cover? 

Contact us to discuss your needs  

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